Form 10 Explorer
10-K
Annual Report
Aflac Incorporated

AFL

NYSE

CIK: 4977

File #: 001-07434

Period End: Dec 31, 2023

Fiscal Year: 2023

View on EDGAR
Balance Sheet
326 line items · 2 periods
XBRL
ItemDec 31, 2023Dec 31, 2022
Assets:
Investments and cash:
Available for sale, fixed maturity securities
73,290,000,00075,741,000,000
Consolidated Entity Excluding Variable Interest Entities (VIE)
69,578,000,00071,936,000,000
Variable Interest Entity
3,712,000,0003,805,000,000
Yen-denominated - Japanese bonds
22,411,000,00024,953,000,000
Yen-denominated - Municipalities
1,025,000,0001,097,000,000
Yen-denominated - Mortgage- and asset-backed securities
210,000,000237,000,000
Yen-denominated - Public utilities
4,000,000,0004,125,000,000
Yen-denominated - Sovereign and supranational
390,000,000678,000,000
Yen-denominated - Banks/financial institutions
5,851,000,0006,141,000,000
Yen-denominated - Other corporate
6,303,000,0006,435,000,000
Yen-denominated
40,190,000,00043,666,000,000
Dollar-denominated - U.S. government and agencies
189,000,000161,000,000
Dollar-denominated - Municipalities
1,273,000,0001,223,000,000
Dollar-denominated - Mortgage- and asset-backed securities
2,876,000,0001,909,000,000
Dollar-denominated - Public utilities
3,592,000,0003,541,000,000
Dollar-denominated - Sovereign and supranational
147,000,000156,000,000
Dollar-denominated - Banks/financial institutions
2,984,000,0003,158,000,000
Dollar-denominated - Other corporate
22,039,000,00021,927,000,000
Dollar-denominated
33,100,000,00032,075,000,000
Variable Interest Entity, Not Consolidated
6,424,000,0004,259,000,000
Public utilities
7,592,000,0007,666,000,000
Banks/financial institutions
8,835,000,0009,299,000,000
Other corporate
28,342,000,00028,362,000,000
Level 1 - Government and agencies
21,700,000,00024,158,000,000
Level 2 - Government and agencies
900,000,000956,000,000
Level 3 - Government and agencies
00
Government and agencies
22,600,000,00025,114,000,000
Level 1 - Municipalities
00
Level 2 - Municipalities
2,298,000,0002,320,000,000
Level 3 - Municipalities
00
Municipalities
2,298,000,0002,320,000,000
Level 1 - Mortgage- and asset-backed securities
00
Level 2 - Mortgage- and asset-backed securities
2,314,000,0001,803,000,000
Level 3 - Mortgage- and asset-backed securities
772,000,000343,000,000
Mortgage- and asset-backed securities
3,086,000,0002,146,000,000
Level 1 - Public utilities
00
Level 2 - Public utilities
7,339,000,0007,169,000,000
Level 3 - Public utilities
253,000,000497,000,000
Level 1 - Sovereign and supranational
00
Level 2 - Sovereign and supranational
507,000,000797,000,000
Level 3 - Sovereign and supranational
30,000,00037,000,000
Sovereign and supranational
537,000,000834,000,000
Level 1 - Banks/financial institutions
00
Level 2 - Banks/financial institutions
8,757,000,0009,140,000,000
Level 3 - Banks/financial institutions
78,000,000159,000,000
Level 1 - Other corporate
00
Level 2 - Other corporate
27,694,000,00027,620,000,000
Level 3 - Other corporate
648,000,000742,000,000
Level 1
21,700,000,00024,158,000,000
Level 2
49,809,000,00049,805,000,000
Level 3
1,781,000,0001,778,000,000
Level 1 - Government and agencies - Third party pricing vendor valuation technique
21,692,000,00024,158,000,000
Level 2 - Government and agencies - Third party pricing vendor valuation technique
808,000,000582,000,000
Level 3 - Government and agencies - Third party pricing vendor valuation technique
00
Government and agencies - Third party pricing vendor valuation technique
22,500,000,00024,740,000,000
Level 1 - Government and agencies - Internal valuation technique
00
Level 2 - Government and agencies - Internal valuation technique
60,000,000374,000,000
Level 3 - Government and agencies - Internal valuation technique
00
Government and agencies - Internal valuation technique
60,000,000374,000,000
Level 1 - Government and agencies - Broker/other
8,000,000
Level 2 - Government and agencies - Broker/other
32,000,000
Level 3 - Government and agencies - Broker/other
0
Government and agencies - Broker/other
40,000,000
Level 1 - Municipalities - Third party pricing vendor valuation technique
00
Level 2 - Municipalities - Third party pricing vendor valuation technique
1,426,000,0002,021,000,000
Level 3 - Municipalities - Third party pricing vendor valuation technique
00
Municipalities - Third party pricing vendor valuation technique
1,426,000,0002,021,000,000
Level 1 - Municipalities - Internal valuation technique
00
Level 2 - Municipalities - Internal valuation technique
256,000,000299,000,000
Level 3 - Municipalities - Internal valuation technique
00
Municipalities - Internal valuation technique
256,000,000299,000,000
Level 1 - Municipalities - Broker/other
0
Level 2 - Municipalities - Broker/other
616,000,000
Level 3 - Municipalities - Broker/other
0
Municipalities - Broker/other
616,000,000
Level 1 - Mortgage- and asset-backed securities - Third party pricing vendor valuation technique
00
Level 2 - Mortgage- and asset-backed securities - Third party pricing vendor valuation technique
2,277,000,0001,798,000,000
Level 3 - Mortgage- and asset-backed securities - Third party pricing vendor valuation technique
00
Mortgage- and asset-backed securities - Third party pricing vendor valuation technique
2,277,000,0001,798,000,000
Level 1 - Mortgage- and asset-backed securities - Internal valuation technique
00
Level 2 - Mortgage- and asset-backed securities - Internal valuation technique
27,000,0003,000,000
Level 3 - Mortgage- and asset-backed securities - Internal valuation technique
105,000,0000
Mortgage- and asset-backed securities - Internal valuation technique
132,000,0003,000,000
Level 1 - Mortgage- and asset-backed securities - Broker/other
00
Level 2 - Mortgage- and asset-backed securities - Broker/other
10,000,0002,000,000
Level 3 - Mortgage- and asset-backed securities - Broker/other
667,000,000343,000,000
Mortgage- and asset-backed securities - Broker/other
677,000,000345,000,000
Level 1 - Public utilities - Third party pricing vendor valuation technique
00
Level 2 - Public utilities - Third party pricing vendor valuation technique
4,570,000,0003,786,000,000
Level 3 - Public utilities - Third party pricing vendor valuation technique
00
Public utilities - Third party pricing vendor valuation technique
4,570,000,0003,786,000,000
Level 1 - Public utilities - Internal valuation technique
00
Level 2 - Public utilities - Internal valuation technique
2,677,000,0003,383,000,000
Level 3 - Public utilities - Internal valuation technique
00
Public utilities - Internal valuation technique
2,677,000,0003,383,000,000
Level 1 - Public utilities - Broker/other
00
Level 2 - Public utilities - Broker/other
92,000,0000
Level 3 - Public utilities - Broker/other
253,000,000497,000,000
Public utilities - Broker/other
345,000,000497,000,000
Level 1 - Sovereign and supranational - Third party pricing vendor valuation technique
00
Level 2 - Sovereign and supranational - Third party pricing vendor valuation technique
118,000,000232,000,000
Level 3 - Sovereign and supranational - Third party pricing vendor valuation technique
00
Sovereign and supranational - Third party pricing vendor valuation technique
118,000,000232,000,000
Level 1 - Sovereign and supranational - Internal valuation technique
00
Level 2 - Sovereign and supranational - Internal valuation technique
330,000,000565,000,000
Level 3 - Sovereign and supranational - Internal valuation technique
00
Sovereign and supranational - Internal valuation technique
330,000,000565,000,000
Level 1 - Sovereign and supranational - Broker/other
00
Level 2 - Sovereign and supranational - Broker/other
59,000,0000
Level 3 - Sovereign and supranational - Broker/other
30,000,00037,000,000
Sovereign and supranational - Broker/other
89,000,00037,000,000
Level 1 - Banks/financial institutions - Third party pricing vendor valuation technique
00
Level 2 - Banks/financial institutions - Third party pricing vendor valuation technique
5,085,000,0004,622,000,000
Level 3 - Banks/financial institutions - Third party pricing vendor valuation technique
00
Banks/financial institutions - Third party pricing vendor valuation technique
5,085,000,0004,622,000,000
Level 1 - Banks/financial institutions - Internal valuation technique
00
Level 2 - Banks/financial institutions - Internal valuation technique
3,008,000,0004,518,000,000
Level 3 - Banks/financial institutions - Internal valuation technique
69,000,000105,000,000
Banks/financial institutions - Internal valuation technique
3,077,000,0004,623,000,000
Level 1 - Banks/financial institutions - Broker/other
00
Level 2 - Banks/financial institutions - Broker/other
664,000,0000
Level 3 - Banks/financial institutions - Broker/other
9,000,00054,000,000
Banks/financial institutions - Broker/other
673,000,00054,000,000
Level 1 - Other corporate - Third party pricing vendor valuation technique
00
Level 2 - Other corporate - Third party pricing vendor valuation technique
18,088,000,00022,268,000,000
Level 3 - Other corporate - Third party pricing vendor valuation technique
4,000,0000
Other corporate - Third party pricing vendor valuation technique
18,092,000,00022,268,000,000
Level 1 - Other corporate - Internal valuation technique
00
Level 2 - Other corporate - Internal valuation technique
4,210,000,0005,352,000,000
Level 3 - Other corporate - Internal valuation technique
230,000,000200,000,000
Other corporate - Internal valuation technique
4,440,000,0005,552,000,000
Level 1 - Other corporate - Broker/other
00
Level 2 - Other corporate - Broker/other
5,396,000,0000
Level 3 - Other corporate - Broker/other
414,000,000542,000,000
Other corporate - Broker/other
5,810,000,000542,000,000
Level 3 - Mortgage- and asset-backed securities - Offered Quote - Consensus pricing valuation technique
772,000,000343,000,000
Level 3 - Public utilities - Offered Quote - Consensus pricing valuation technique
253,000,000
Level 3 - Sovereign and supranational - Offered Quote - Consensus pricing valuation technique
30,000,00037,000,000
Level 3 - Banks/financial institutions - Credit Spread - Discounted cash flow technique
78,000,000159,000,000
Level 3 - Other corporate - Credit Spread - Discounted cash flow technique
648,000,000742,000,000
Parent Company
1,582,000,0001,744,000,000
Level 3 - Public utilities - Credit Spread - Discounted cash flow technique
497,000,000
Held to maturity fixed maturity securities, net carrying amount
17,819,000,00019,056,000,000
Yen-denominated - Japanese bonds
17,083,000,00018,267,000,000
Yen-denominated - Municipalities
266,000,000287,000,000
Yen-denominated - Public utilities
34,000,00037,000,000
Yen-denominated - Sovereign and supranational
418,000,000446,000,000
Yen-denominated - Other corporate
18,000,00019,000,000
Yen-denominated
17,819,000,00019,056,000,000
Equity securities
1,088,000,0001,091,000,000
Yen-denominated
751,000,000670,000,000
Dollar-denominated
252,000,000374,000,000
Other currencies
85,000,00047,000,000
Level 1
840,000,000822,000,000
Level 2
060,000,000
Level 3
248,000,000209,000,000
Level 1 - Third party pricing vendor valuation technique
800,000,000822,000,000
Level 2 - Third party pricing vendor valuation technique
060,000,000
Level 3 - Third party pricing vendor valuation technique
00
Third party pricing vendor valuation technique
800,000,000882,000,000
Level 1 - Internal valuation technique
0
Level 2 - Internal valuation technique
0
Level 3 - Internal valuation technique
216,000,000
Internal valuation technique
216,000,000
Level 1 - Broker/other
40,000,0000
Level 2 - Broker/other
00
Level 3 - Broker/other
32,000,000209,000,000
Broker/other
72,000,000209,000,000
Level 3 - Private Financials - Adjustd cost
248,000,000209,000,000
Commercial mortgage and other loans
12,527,000,00013,496,000,000
Variable Interest Entity
10,150,000,00010,832,000,000
Other investments
4,530,000,0004,070,000,000
Variable Interest Entity
2,381,000,0001,909,000,000
Policy loans
214,000,000214,000,000
Short-term investments
1,304,000,0001,532,000,000
Limited partnerships
2,750,000,0002,290,000,000
Real estate owned
227,000,0000
Other investments
35,000,00034,000,000
Variable Interest Entity, Not Consolidated
369,000,000381,000,000
Equity method investments
2,750,000,0002,290,000,000
Parent Company
1,126,000,0001,461,000,000
Cash and cash equivalents
4,306,000,0003,943,000,000
Parent Company
1,007,000,0001,143,000,000
Total investments and cash
113,560,000,000117,397,000,000
Parent Company
28,223,000,00027,320,000,000
Receivables
848,000,000647,000,000
Aflac Japan
175,000,000174,000,000
Accrued investment income
731,000,000745,000,000
Deferred policy acquisition costs
9,132,000,0009,239,000,000
Aflac Japan
5,559,000,0005,776,000,000
Aflac U.S.
3,573,000,0003,463,000,000
Corporate and other
00
Cancer - Aflac Japan
2,971,000,0003,035,000,000
Medical and other health - Aflac Japan
2,041,000,0002,161,000,000
Life insurance - Aflac Japan
491,000,000525,000,000
Other - Aflac Japan
56,000,00055,000,000
Accident - Aflac U.S.
917,000,000904,000,000
Disability - Aflac U.S.
625,000,000613,000,000
Critical care - Aflac U.S.
1,336,000,0001,304,000,000
Hospital indemnity - Aflac U.S.
436,000,000418,000,000
Dental/vision - Aflac U.S.
86,000,00088,000,000
Life insurance - Aflac U.S.
172,000,000135,000,000
Other - Aflac U.S.
1,000,0001,000,000
Intercompany eliminations
00
Property and equipment, at cost less accumulated depreciation
445,000,000530,000,000
Other
2,008,000,0003,180,000,000
Parent Company
1,202,000,000964,000,000
Total assets
126,724,000,000131,738,000,000
Aflac Japan
101,541,000,000105,734,000,000
Aflac U.S.
21,861,000,00021,002,000,000
Corporate and other
3,322,000,0005,002,000,000
Parent Company
29,946,000,00028,551,000,000
Liabilities and shareholders' equity:
Liabilities:
Policy liabilities:
Future policy benefits
83,718,000,00088,241,000,000
Cancer - Aflac Japan
32,652,000,00035,468,000,000
Medical and other health - Aflac Japan
10,560,000,00010,705,000,000
Life insurance - Aflac Japan
23,243,000,00024,469,000,000
Other - Aflac Japan
4,090,000,0004,326,000,000
Accident - Aflac U.S.
621,000,000564,000,000
Disability - Aflac U.S.
770,000,000810,000,000
Critical care - Aflac U.S.
7,216,000,0007,003,000,000
Hospital indemnity - Aflac U.S.
836,000,000854,000,000
Dental/vision - Aflac U.S.
272,000,000277,000,000
Life insurance - Aflac U.S.
911,000,000802,000,000
Other - Aflac U.S.
521,000,000512,000,000
Operating Segments - Cancer - Aflac Japan
32,652,000,00035,468,000,000
Operating Segments - Medical and other health - Aflac Japan
10,560,000,00010,705,000,000
Operating Segments - Life insurance - Aflac Japan
23,243,000,00024,469,000,000
Operating Segments - Other - Aflac Japan
4,090,000,0004,326,000,000
Operating Segments - Accident - Aflac U.S.
621,000,000564,000,000
Operating Segments - Disability - Aflac U.S.
770,000,000810,000,000
Operating Segments - Critical care - Aflac U.S.
7,216,000,0007,003,000,000
Operating Segments - Hospital indemnity - Aflac U.S.
836,000,000854,000,000
Operating Segments - Dental/vision - Aflac U.S.
272,000,000277,000,000
Operating Segments - Life insurance - Aflac U.S.
911,000,000802,000,000
Operating Segments - Other - Aflac U.S.
521,000,000512,000,000
Operating Segments - Corporate and other
4,225,000,000686,000,000
Intercompany eliminations
(5,017,000,000)(667,000,000)
Unpaid policy claims
261,000,000201,000,000
Unearned premiums
1,451,000,0001,825,000,000
Aflac Japan
1,358,000,0001,716,000,000
Aflac U.S.
107,000,000113,000,000
Corporate and other
12,000,000(4,000,000)
Intercompany eliminations
(26,000,000)0
Other policyholders’ funds
6,169,000,0006,643,000,000
Aflac Japan
6,169,000,0006,639,000,000
Aflac U.S.
04,000,000
Corporate and other
00
Intercompany eliminations
00
Total policy liabilities
91,599,000,00096,910,000,000
Income taxes
154,000,000698,000,000
Payables for return of cash collateral on loaned securities
1,503,000,0001,809,000,000
Notes payable and lease obligations
7,364,000,0007,442,000,000
1.125% senior notes due March 2026
398,000,000397,000,000
2.875% senior notes due October 2026
299,000,000298,000,000
3.60% senior notes due April 2030
993,000,000992,000,000
6.90% senior notes due December 2039
221,000,000221,000,000
6.45% senior notes due August 2040
254,000,000254,000,000
4.00% senior noted due October 2046
394,000,000394,000,000
4.750% senior notes due January 2049
542,000,000541,000,000
.300% senior notes due September 2025
87,000,00093,000,000
.932% senior notes due January 2027
422,000,000450,000,000
1.075% senior notes due September 2029
234,000,000250,000,000
.500% senior notes due December 2029
88,000,00095,000,000
.550% senior notes due March 2030
93,000,00099,000,000
1.159% senior notes due October 2030
206,000,000220,000,000
.633% senior notes due April 2031
211,000,000225,000,000
.843% senior notes due December 2031
65,000,00070,000,000
.750% senior notes due March 2032
145,000,000155,000,000
1.320% senior notes due December 2032
148,000,000158,000,000
.844% senior notes due April 2033
84,000,00090,000,000
1.488% senior notes due October 2033
106,000,000114,000,000
.934% senior notes due December 2034
69,000,00073,000,000
.830% senior notes due March 2035
74,000,00079,000,000
1.039% senior notes due April 2036
70,000,00075,000,000
1.594% senior notes due September 2037
45,000,00049,000,000
1.750% senior notes due October 2038
62,000,00066,000,000
1.122% senior notes due December 2039
44,000,00047,000,000
1.264% senior notes due April 2041
70,000,00075,000,000
2.108% subordinated notes due October 2047
419,000,000448,000,000
.963% subordinated bonds due April 2049
211,000,000226,000,000
1.560% senior notes due April 2051
140,000,000149,000,000
2.144% senior notes due September 2052
84,000,00090,000,000
1.958% subordinated bonds due December 2053
210,000,0000
Yen-denominated loan variable interest rate due August 2027
82,000,00088,000,000
Yen-denominated loan variable interest rate due August 2029
178,000,000190,000,000
Yen-denominated loan variable interest rate due August 2032
492,000,000524,000,000
Parent Company
6,819,000,0007,069,000,000
Other
4,119,000,0004,739,000,000
Parent Company
813,000,0001,051,000,000
Total liabilities
104,739,000,000111,598,000,000
Variable Interest Entity
507,000,000390,000,000
Parent Company
7,961,000,0008,411,000,000
Shareholders' equity:
Common stock of $.10 par value. In thousands: authorized 1,900,000 shares in 2023 and 2022; issued 1,355,398 shares in 2023 and 1,354,079 shares in 2022
136,000,000135,000,000
Parent Company
136,000,000135,000,000
Additional paid-in capital
2,771,000,0002,641,000,000
Parent Company
2,771,000,0002,641,000,000
Retained earnings
47,993,000,00044,367,000,000
Parent Company
47,993,000,00044,367,000,000
Accumulated other comprehensive income (loss):
Unrealized foreign currency translation gains (losses)
(4,069,000,000)(3,564,000,000)
Parent Company
(4,069,000,000)(3,564,000,000)
Unrealized gains (losses) on fixed maturity securities
1,139,000,000(702,000,000)
Parent Company
1,139,000,000(702,000,000)
Unrealized gains (losses) on derivatives
(22,000,000)(27,000,000)
Parent Company
(22,000,000)(27,000,000)
Effect of changes in discount rate assumptions
(2,560,000,000)(2,100,000,000)
Parent Company
(2,560,000,000)(2,100,000,000)
Pension liability adjustment
8,000,00036,000,000
Parent Company
8,000,00036,000,000
Treasury stock, at average cost
23,395,000,00020,574,000,000
Parent Company
23,395,000,00020,574,000,000
Total shareholders’ equity
21,985,000,00020,140,000,000
Common stock
136,000,000135,000,000
Additional paid-in capital
2,771,000,0002,641,000,000
Retained earnings
47,993,000,00044,367,000,000
Accumulated other comprehensive income (loss)
(5,520,000,000)(6,429,000,000)
Treasury Stock, Common
(23,395,000,000)(20,574,000,000)
Parent Company
21,985,000,00020,140,000,000
Total liabilities and shareholders’ equity
126,724,000,000131,738,000,000
Parent Company
29,946,000,00028,551,000,000